Midland National is one of the strongest, most stable life insurance companies in the country.

• In business since 1906
• Solid financial strength throughout history
• A+ (Superior) from A.M. Best since 1980 *
• AA (Very Strong) from Standard and Poor’s Corporation*
• A- (Excellent) from Weiss Ratings*
• AA- (Very Strong) from Fitch Ratings*
• Ward’s 50 Benchmark Group*
• Member of the Sammons Financial Group, a group of privately owned financial companies that share service and resources for optimal efficiency and growth…translating into better value, service and stability for agents and clients.
• Midland National’s Mission:

  To make life better for individuals and families…

…to afford security, trust, superior value, and peace of mind to those we serve…

…to offer the best in financial resources and services.

Midland National…

Life at its Best^®

*These ratings apply to Midland National's financial strength and claims-paying ability and do not apply to the safety or performance of variable accounts, which will fluctuate in value.

A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its obligations to policy-holders. A+ is the second highest rating out of 15.

Weiss Ratings is an independent third-party rating firm that rates on the basis of financial strength. Weiss' ratings range from A+ to F. Midland National's A- rating is the third highest out of 16, placing Midland National on Weiss' Recommended List.

Standard and Poor's awarded its "AA" rating for insurer financial strength on December 8, 2005, to Midland National as part of the Sammons Financial Group. The AA rating, which is the third highest out of 22, reflects the financial strength Midland National Life Insurance Company and North American Company for Life and Health Insurance, members of the Sammons Financial Group.

The Ward's 50 Benchmark Group placement is derived from an in-depth analysis completed by Ward Group, a Cincinnati-based management-consulting firm specializing in the insurance industry.

Fitch is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Fitch's insurer financial strength ratings range from AAA to D. The AA - rating is the 4th highest rating out of 24 rating categories.